To be a Financial Representative is to be passionate about people and their financial plan, management and success. Guardian Financial Representatives have a drive to contribute, rather than simply a drive to succeed. They cultivate relationships. Is your career everything you thought it would be? Were you promised independence and now finding yourself being monitored?

When you're a Guardian Financial Representative, you're an entrepreneur. You'll build your own financial services practice, build cash equity in your own business, and cultivate clients. You'll do it all on your own terms with support from Wellesley Financial Group and Insurance Agency and Guardian.

We will provide:

• Help with start-up costs through an ongoing salary and a supplemental income on your Guardian life insurance business for the first four contract years.
  
  
• Office space, equipment, marketing and sales supplies.
  
  
• Continual training opportunities, from scheduled individual meetings to track your progress, to sales and product training, to industry certification.
  
  
• Mentor/protege team support throughout the sales cycle - from prospecting to selling to servicing.
  
  
• Outstanding benefits:
  
  
  • Medical coverage available at a reasonable cost, deducted from our salary on a pre-tax basis, plus 100% cost sharing program of medical and dental benefits for all agents meeting certain production requirements.
    
    
  • Short-Term Disability based on your length of service from 60% to 100% of your salary, at no cost to you.
    
    
  • Long-Term Disability for representatives under contract for at least one year.
    
    
  • Dental Benefits for representatives under contact for one year at a reasonable cost deducted from your salary.
    
    
  • Accidental Death and Dismemberment for those representatives participating in a Guardian health plan, with coverage equal to your Guardian group life insurance up to $50,000.
    
    
  • Flexible Spending Account to allow tax-free payment of certain IRS eligible expenses, effective January 1 following your date of contract.
    
    
  • Cooperative Investment Plan, a retirement savings plan with pre-tax [401(k)] and after-tax [401(a)] contribution alternatives that provide tax-deferred cash accumulations for your retirement. Guardian also contributes an annual match on your behalf.
    
    
  • Non-Contributory Pension Plan in addition to the participatory Cooperative Investment Plan, at no cost to you and with a fast vesting schedule, after only five years of qualified service.
    
    
  • Wealth Accumulation Plan (WAP), Guardian's non-qualified supplemental etirement plan for our high-producing career agents, offers the potential for millions of dollars in appreciation for an outstanding career, above and beyond your pension, 401(k), post-retirement renewals and lifetime service fees.
    
    
  • Vision coverage, which representatives can enroll for annually.
    
    
  • Group Long-Term Care, a plan designed specifically to cover the costs associated with extended long-term care services for people who are unable to care for themselves. These services include assistance in the home with day-to-day activities, as well as services in a community-based setting such as adult day care, an assisted living facility or a nursing home.
    
    
  • Life Insurance coverage for representatives is available from the first day of the representative's contract with Guardian.